

5–25 Year Terms – Fixed rates or interest-only options available.
Up to 75–80% LTV – Higher leverage than most banks on multi-family and investment deals.
Fast 30–45 Day Closings – Local and national lenders who love San Diego deals.
All Property Types – Apartments, office, retail, industrial, mixed-use, Airbnbs.
Self-Employed & Entity Friendly – Qualify with bank statements or full-doc.
5+ unit apartments, office buildings, retail centers, industrial, mixed-use, short-term rentals — basically anything that produces income.
Usually 70–80% of appraised value (90% on some SBA deals). $500k to $50M+.
Yes — almost all of my lenders close in entities with no personal guarantee on larger multi-family.
30–45 days standard, 14–21 days on bridge/SBA 7(a)


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