Bank Statement Loans

Bank Statement Loans Breakdown:

The #1 mortgage for self-employed, 1099, and business owners who write off everything.

No Tax Returns Required – Qualify using 12–24 months of bank deposits instead of IRS paperwork.
Up to 90% Financing – As little as 10% down on purchases up to $3M+.
Fast 21–30 Day Closings
Primary, Second Home & Investment OK – Unlike most non-QM, you can buy rentals too.

Bank Statement Loan FAQ's

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How much down payment do I need?

10–20% depending on credit and deal size. 10% down is common up to $2M, 15–20% above that.

Can I buy an investment property with bank statement loans?

Yes — one of the only non-QM programs that still allows rentals and second homes.

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